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Dave Ramsey says "Live like no one else, so that later you can LIVE like no one else!". This amazing Debt Snowball tool has decades of success stories associated with it. It is arguably the greatest money management, debt management, debt reduction, debt elimination, financial freedom tool in existance! It's simple, but SOOO powerful! We've turned it into a convenient 10" x 7", heavy-duty, dry-erase magnet so that each month as you visit your debts, you can easily adjust your new payments. It also includes 2 dry-erase markers and 2 marker holders. Place it on your fridge, dishwasher, filing cabinet or wherever you will see it often. This will continually keep you motivated to pay off debt, eliminate debt and obtain financial freedom!